Important Notice: By accessing, registering for, or using the qo123 platform in any way, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree, you must not use qo123.
These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and qo123 ("qo123," "we," "us," or "our") governing your use of the qo123 website located at qo123.app, its subdomains, mobile-optimised versions, and all associated services, games, features, and content (collectively, the "Platform").
By completing the qo123 registration process, accessing the qo123 login page, depositing funds, placing any wager, or otherwise using any part of the Platform, you acknowledge that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them.
These Terms should be read together with the qo123 Privacy Policy and the Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the overall agreement between you and qo123.
If you have any questions about these Terms before registering, please contact qo123 customer support via live chat before creating an account.
Access to and use of the qo123 Platform is subject to the following eligibility requirements, all of which must be satisfied at all times during your use of qo123:
qo123 reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents within the timeframe specified by qo123 may result in account suspension and withholding of funds pending verification.
Age Verification: qo123 employs age verification procedures at registration and may conduct additional checks at any time. Any account found to belong to a person under 21 years of age will be immediately closed and all funds forfeited in accordance with applicable regulations.
To access the full features of qo123, you must register for a single personal account. During registration, you are required to provide accurate, current, and complete information, including a valid Philippine mobile number, a secure password, and confirmation of your age and identity. You agree to update your account information promptly if any details change.
Each player is permitted to hold only one (1) active qo123 account. The creation of multiple accounts by a single individual — whether using different names, email addresses, mobile numbers, or payment methods — is strictly prohibited and constitutes grounds for immediate account closure and forfeiture of all balances and bonuses.
You are solely responsible for maintaining the confidentiality of your qo123 login credentials, including your username, password, and any one-time passwords (OTPs) issued to your registered mobile number. You must not share your login credentials with any third party. qo123 will not be liable for any loss or damage arising from unauthorised access to your account resulting from your failure to keep your credentials secure.
If you suspect that your qo123 account has been accessed without your authorisation, you must notify qo123 customer support immediately via live chat.
qo123 is required to conduct Know Your Customer (KYC) verification in accordance with applicable Philippine anti-money laundering regulations. You may be required to submit government-issued identification, proof of address, and proof of payment method ownership. qo123 reserves the right to suspend withdrawals pending completion of KYC verification.
qo123 accepts deposits and processes withdrawals exclusively through the following Philippine payment methods: GCash, Maya (formerly PayMaya), and bank transfers via BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Philippine-issued debit cards are also accepted for deposits. All transactions are denominated in Philippine Peso (PHP / ₱).
Prohibited Payment Methods: qo123 does not accept cryptocurrency of any kind (including but not limited to Bitcoin, Ethereum, USDT, or any other digital asset) for deposits or withdrawals. Credit card gambling deposits are not accepted in compliance with applicable Philippine regulations. Any attempt to fund a qo123 account using prohibited payment methods will result in the transaction being declined and may trigger an account review.
All deposits to your qo123 account must originate from a payment account registered in your own name. Third-party deposits are strictly prohibited. qo123 reserves the right to return deposits made from unverified or third-party sources and to suspend the associated account pending investigation.
Withdrawal requests are processed to the same payment method used for the most recent deposit , where technically feasible. Minimum withdrawal amounts and processing times are displayed in the qo123 cashier at the time of the request. qo123 reserves the right to conduct additional verification checks before processing any withdrawal.
All qo123 account balances, wagers, winnings, bonuses, and transaction records are maintained exclusively in Philippine Peso (₱ PHP). qo123 does not support multi-currency accounts.
qo123 may offer bonuses, free spins, cashback, reload promotions, and other incentives to eligible players from time to time. All bonuses are subject to specific terms and wagering requirements that will be communicated at the time the bonus is offered. The following general conditions apply to all qo123 promotions:
Bonus Transparency: qo123 is committed to clear, honest bonus terms. Full wagering requirements, game contribution rates, and expiry dates are displayed in the Promotions section of your qo123 account dashboard.
All qo123 games that rely on random outcomes — including slots, virtual table games, and bingo — use certified Random Number Generator (RNG) technology. RNG systems used on the qo123 platform are independently tested and certified to ensure fairness and unpredictability of outcomes.
Published Return to Player (RTP) percentages for qo123 games represent theoretical long-term averages and do not guarantee individual session outcomes. RTP information is available within each game's information panel.
In the event of a technical malfunction, disconnection, or system error during gameplay, qo123 reserves the right to void the affected round and return the wager to the player's account. qo123 is not liable for losses arising from technical failures beyond its reasonable control. The outcome displayed on your device is not final until confirmed by the qo123 server.
In the event of a dispute regarding a game outcome, the qo123 server records shall be the definitive and final record of all transactions and game results. Players may submit disputes via the qo123 customer support live chat within seven (7) days of the disputed event.
The following conduct is strictly prohibited on the qo123 platform. Violation of any of these prohibitions may result in immediate account suspension, permanent closure, forfeiture of balances, and referral to relevant Philippine authorities:
qo123 is committed to promoting responsible gaming among all Filipino players. The qo123 platform provides a suite of responsible gaming tools accessible from your account dashboard, including deposit limits, loss limits, session time reminders, cooling-off periods, and self-exclusion options.
Players who wish to temporarily or permanently exclude themselves from the qo123 platform may request self-exclusion via the Responsible Gaming section of their account or by contacting qo123 customer support. Self-exclusion requests are processed promptly and, once active, cannot be reversed during the selected exclusion period.
Age Restriction: qo123 is strictly for players aged 21 and above. If you believe a minor has accessed qo123, contact customer support immediately.
For full details of qo123's responsible gaming commitments, tools, and external support resources available to Filipino players, please visit the Responsible Gaming page.
⚠️ Gambling is addictive. Know when to stop.
All content on the qo123 platform — including but not limited to the qo123 brand name, logo, website design, software, game interfaces, graphics, text, and promotional materials — is the exclusive property of qo123 or its licensors and is protected by applicable Philippine and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the qo123 platform solely for your personal, non-commercial entertainment purposes. You may not copy, reproduce, distribute, modify, create derivative works from, or commercially exploit any qo123 content without prior written authorisation from qo123.
To the fullest extent permitted by applicable Philippine law, qo123 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the qo123 platform, including but not limited to loss of winnings, loss of data, loss of goodwill, or interruption of service.
qo123's total aggregate liability to any player in connection with any claim arising from these Terms or use of the Platform shall not exceed the total amount deposited by that player into their qo123 account in the thirty (30) days immediately preceding the event giving rise to the claim.
qo123 does not warrant that the Platform will be uninterrupted, error-free, or free from viruses or other harmful components. The Platform is provided on an "as is" and "as available" basis.
qo123 reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, in the following circumstances:
Upon account closure for reasons other than breach or fraud, any verified balance remaining in the account will be returned to the player via their registered payment method, subject to completion of any outstanding KYC requirements.
qo123 collects, processes, and stores personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules and regulations. The manner in which qo123 collects, uses, stores, and protects your personal information is described in detail in the qo123 Privacy Policy, which forms part of these Terms.
By registering for a qo123 account, you consent to the collection and processing of your personal data as described in the Privacy Policy, including for the purposes of account management, KYC verification, fraud prevention, regulatory compliance, and service improvement.
qo123 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, qo123 will notify registered players via the email address or mobile number associated with their account, or by displaying a prominent notice on the Platform, at least seven (7) days before the changes take effect.
Your continued use of the qo123 platform after the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using qo123 and may request account closure by contacting customer support.
The "Effective Date" at the top of this page reflects the date on which the current version of these Terms came into force. We recommend reviewing these Terms periodically.
These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
Any dispute arising between you and qo123 that cannot be resolved through qo123 customer support shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines. Players are encouraged to first attempt resolution through the qo123 internal dispute resolution process before initiating formal legal proceedings.
If you have any questions, concerns, or complaints regarding these Terms & Conditions or the qo123 platform, please contact the qo123 support team:
Why qo123
These Terms exist to protect you. Here's what qo123 commits to every Filipino player.
qo123 operates within the Philippine gaming regulatory framework overseen by PAGCOR, ensuring your play is protected by law.
All qo123 deposits and withdrawals are protected by 256-bit SSL encryption. Your GCash and bank details are never stored on qo123 servers.
Every qo123 game uses independently certified RNG technology. Published RTPs and transparent game rules — no hidden edges.
qo123 verifies every player's identity to prevent fraud, protect minors, and comply with Philippine anti-money laundering regulations.
Deposit limits, session timers, cooling-off periods, and self-exclusion — all built into your qo123 account dashboard and available 24/7.
qo123 support is available around the clock via live chat to help Filipino players with any account, payment, or game-related query.
⚠️ qo123 is strictly for players aged 21 and above.
Gambling is addictive. Know when to stop.